Best credit card casinos in the US ?? 2024
Credit card casinos in the US are widely available, easy to use, secure, and familiar. However, whilst many online casinos accept credit cards for deposits, they’re not all equal. To keep you safe, our experts have rounded up the best. Discover trusted credit card casinos for US players below or register with our favorite credit card casino, Hello Millions.
Our recommended casinos that accept credit cards
The latest credit card casinos to avoid
Given the prevalence of credit card casinos, it’s no surprise that some aren’t as good as others. Below you can find the casinos you should avoid, due to various safety and payment problems.
The best credit card casinos by category
?? Best credit card casino overall | Hello Millions |
?? Casino with fastest credit card withdrawals | LuckyBird.io |
?? Best casino for credit card bonuses | |
?? Best paying credit card casino | Real Prize |
Last reviewed: 12th Sept 2024
Compare the best real money credit card casinos in the US
Quickly discover which of our top credit card online casinos is right for you by using the table below. Choose via deposit speed, withdrawal speed, card type, or Casino.org rating. Note, these real money casinos are only available in states where online gambling via credit card is legal.
| Rank | Credit card casino | Casino.org rating | Credit card deposit speed | Credit card payout speed |
|---|---|---|---|---|
#1 | Caesars Palace Online Casino | 4.5/5 | Instant | 3-5 days |
#2 | BetRivers | 4.8/5 | Instant | 2-5 days |
#3 | PlayStar | 4.5/5 | Instant | 1-3 days |
The best sweepstake casinos accepting credit card
Want to purchase sweep coins with credit card? Look no further. Our best sweepstake and social casinos offer you the chance to play great games, no matter where you are.
| Rank | Credit card social casino | Casino.org rating | Credit card deposit speed |
|---|---|---|---|
#1 | McLuck | 4.5/5 | Instant |
#2 | WOW Vegas | 4.5/5 | Instant |
#3 | Pulsz | 4.8/5 | Instant |
Which US casinos accept credit cards?
As you can see above, there are plenty of credit card casinos in the US. In fact, in most states almost every licensed online casino will accept credit cards in some form or another. This makes sense as 77% of US adults have at least one credit card.
There are some exceptions, however. In Tennessee, Iowa, Massachusetts, New Hampshire, and Rhode Island you cannot gamble with credit cards. This is a recent regulation change and more states may follow suit. We’ll keep you updated if they do.
Credit cards at a glance
?? No. of users in the US | Over 187 million |
?? Types of credit card | Mastercard, Visa, American Express, Discover |
?? Restricted states | Tennessee, Iowa, Massachusetts, New Hampshire, Rhode Island |
?? Average minimum deposit | $10 |
??Average withdrawal fees | Up to 3.5% |
Popular types of credit cards to use at casinos
The best online casinos generally partner with at least two credit card providers. Usually this includes Mastercard and Visa. American Express and Discover credit cards may also be accepted. Learn more about each type below.
- Discover
- The third biggest credit card brand in the US, Discover was founded in 1985. It’s popular for having no annual fees or foreign transaction fees. The number of Discover credit card casinos is lower than other brands.
How we rate credit card casinos
Security and license check
We put your safety first. All of the credit card online casinos on this page are put through our 25-step review process. This starts with ensuring the operators are fully licensed and secure. They must meet current regulations, have a spotless history and employ safety features.
Deposit funds and contact customer support
Of course, the next thing we do is make a credit card deposit. We note how easy this is to do, how quick it is, and if there are any fees. To be considered one of the best casinos with credit cards, the whole experience should be smooth and reliable. We contact customer service too to ensure help is always at hand.
Test games and cash out
Once we deposit via credit card, it's time to try out the games. We expect a varied games lobby, complete with the likes of slots, live casino games, and progressive jackpots. Games should be supplied by leading providers too. Then, we go to cash out our winnings. Credit card withdrawals must be painless and speedy. If we've claimed a bonus, wagering requirements must be fair too.
What to look out for choosing casinos that accept credit cards in the US
We check all of the credit card casinos listed on this page personally. Our experts dig deep so you don't have to. We also understand that the casino you choose comes down to personal preference. Consider the following things before making your selection.
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Payout speeds
Everybody loves getting their winnings as fast as possible. The good news is that credit card casino withdrawals can be super quick. The bad news is, at some casinos, you may have to cash out via a different payment method. Decide whether you require a fast withdrawal casino before registering.
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Choice of games
The casino you select will probably depend entirely on which games they provide. Slots fans will want a very populated lobby with games from the likes of NetEnt, Hacksaw Gaming and Pragmatic Play. Live casino fans will want live dealer versions of roulette, blackjack, and so on. Whatever you want to play, there's a credit card casino for you, just make sure to check out what's available first.
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Mobile friendly
Almost all credit card casinos in the US are now completely mobile friendly. Some have more perks than others, however. This includes native apps for iOS and Android, and integration with Apple and Google wallets.
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Bonuses and promos
Finally, no casino experience would be complete without bonuses and promotions. Depending on the sort of player you are, specific credit card casino bonuses may be more suitable. Naturally, free spins are great for slots lovers whilst high rollers will appreciate large deposit match bonuses.
How to make a deposit using credit cards
Credit card gambling allows customers to quickly jump into the action at a top online casino and not have to worry about funds. The entire process of making a deposit is as simple as it can get and it can even be done from a mobile phone. You just need to follow these easy steps to deposit using your credit card and start winning real money from your favorite online casino games:
1. Have the credit card ready for payments
A credit card can be obtained from a bank within a few days and it can then be used for online purchases.
2. Register on the online casino
Create an account and make sure that your information matches the details on the credit card you plan on using for deposits.
3. Open the cashier
Select the deposit option on the site to open the cashier. This is usually in the account menu and can also be accessed on a mobile device.
4. Select the respective credit card
Most casinos will present Visa/MasterCard as the same payment method and you can simply select it and enter the card details.
5. Check the amount and approve the payment
You will have to deposit at least $10. There aren’t usually any fees to worry about but the casino will clearly display them if this is not the case. The transaction will be processed immediately and the casino funds will be available in the account in just a few minutes.
How to withdraw from a casino using credit cards
After depositing with a credit card and winning money from online casino games, withdrawing funds is incredibly simple. Your card information is already stored on the account and so you can withdraw through the same method. It only takes these easy steps to withdraw from an online casino accepting credit cards:
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1. Open the cashier and select withdrawals
You will find the tab clearly displayed in the account for easy access and you can cash out the real money funds at any time.
2. Choose the credit card
The available withdrawal options are based on the methods used for deposits. If you made a credit card deposit, you can now select it to withdraw funds securely.
3. Verify the details
Online gambling credit card withdrawals usually have a minimum limit of $20. The maximum limits can go up to over $50,000, but it depends on the operator. There can also be fees of 2-3% for processing. It is important to note that the details on the card must match the ones for the casino account.
4. Enjoy the winnings
You will receive the funds in your bank account within 4-6 business days and can use the winnings in any way you see fit.
As far as casino payment methods go, credit card is a very reliable option. Credit card casino deposits are usually free and instant. However, these types of cards do often come with some restrictions too.
Withdrawals via credit card can be slow, if possible at all. Some casinos won't allow you to cash out via credit card and you'll need to select another method. Others may take up to 6 days to process the payment. The good news is that you can avoid all of this with our best credit card casinos in the US.
The minimum deposit limit with credit card is usually $10. Withdrawal limits often start at $20, though some casinos offer withdrawals as low as $1. Fortunately, credit card casinos have high maximum deposit and withdrawal limits.
Finally, whilst all reputable credit card casinos won't charge you for deposits or withdrawals, your card issuer might. Processing. fees with credit cards can be up to 3.5%.
Why was my credit card casino transaction rejected?
There a few reasons your credit card deposit or withdrawal might be declined at a online casino in the US. For starters, it's important to check whether you've verified your information. Your casino account details, such as name and address, must match your credit card details. You also might be asked to provide documentation like ID and photos of your card.
Another reason is that some card issuers don't permit gambling with credit cards. This might be listed in your credit card's terms and conditions but, even if it isn't, the company has the right to decline any transactions they deem unsuitable. To avoid this, players often use a credit card to fund a digital wallet and then use this to deposit.
Other common oversights which lead to a transaction being denied are that your credit card has expired, you've reached your credit limit, or you've entered your details incorrectly.
Are credit card casinos safe?
Yes, all licensed credit card casinos are completely safe. All of the casinos listed on this page have been tested by our experts too, so you can be certain they meet our standards.
Aside from regular security measures such as SSL encryption, the top credit card casinos employ extra features to protect your funds. This includes two factor authorization (2FA) and tokenization.
Improved online payments security is a benefit of Secure Remote Commerce […] I’m glad to see that Visa, Mastercard, American Express and other EMVco participants are deepening their online security.
Expert tips for staying safe at credit card casinos
Although our best US casinos that accept credit card are completely safe, this payment method comes with a few more considerations than others. As credit cards essentially allow you to borrow money, it's important to gamble responsibly. Follow our experts' top tips to play safely.
- Only play at licensed casinos: This might sound obvious, but only ever play at a licensed and reputable credit card casino. Inferior casinos won't have the best security and encryption features and, if you stumble upon a rogue site, they might not pay out at all. Stick with our recommended online casinos.
- Pay via a trusted WiFi connection: To keep your details away from prying eyes, you should only ever make online payments via password protected wireless networks. Ideally, you should deposit at home where you can be sure everything's secure.
- Be aware of fees: Although most credit card casinos will not charge fees, your card may charge processing or cash advance fees. Interest also applies on credit cards. Keep on top of your fees and repayments to avoid any surprises.
- Check your credit card statement: Aside from looking out for fees, you should also watch out for unauthorized transactions. If you don't recognize a payment, contact your card issuer immediately. This could mean your credit card details have been stolen.
- Gamble responsibly: You should only ever gamble with money you can afford to lose. Whilst credit cards are a great way to deposit safely online, you shouldn't use a credit card at casinos if you need to borrow money to play. This is a sign of problem gambling. What's more, if you miss your credit card repayments, you'll damage your credit score.
Pros & cons of using credit cards at US online casinos
We appreciate that there are both advantages and disadvantages to casinos that accept credit cards. To make it easier for you to decide if they're right for you, we've listed the pros and cons of this payment method below.
Pros
- Credit card deposits are easy and instant
- Familiar process for players who make other types of credit card payments online
- One of the most secure payment methods you can use
- Accepted at almost all online casinos in the US
- Credit cards have much larger deposit limits than other banking methods
- More fund protection than other methods, especially if depositing over $100 each time
Cons
- You may be charged an interest rate until you pay the debt off
- Some states have prohibited using credit cards for gambling
- Cashing out on your credit card is not always an option
- Some credit providers classify gambling as a cash advance transaction which comes with fees
- Withdrawals via credit cards can take several working days to complete
The best credit card casino bonuses in the US
One of the biggest advantages of registering at our recommended credit card casinos is that they all offer great casino bonuses and promotions. Check out what's available for new players at each site below.
| Credit card casino | Credit card welcome bonus | Average withdrawal speed | |
|---|---|---|---|
Hello Millions | Exclusive Offer: 245,000 Gold Coins + 117.5 Free Sweepstakes Coins | 2-3 days | |
High 5 Casino | 5 Sweeps Coins, 250 Game Coins, and 600 diamonds | 1-5 days | |
Stake | $55 Free Stake Cash + 550,000 Gold Coins | Instant | |
Pulsz | Get up to 367,000 Gold Coins + 32.3 FREE Sweepstakes | 1-2 days | |
LuckyBird.io | Unlimited free chance to win BTC/ETH/USDT | 0-1 days | |
Real Prize | Up to 575,000 Gold Coins + 105 SC Free + 1000 VIP Points | 2-3 days | |
McLuck | Exclusive Offer: of 107,500 Gold coins & 35 FREE Sweepstakes coins | 3-5 days | |
NolimitCoins | Exclusive offer: 1.5M Gold Coins + FREE 3,500 Sweepstakes Coins | 1-3 days | |
Chanced | 30,000 Gold Coins + 2 Free Sweepstakes Coins + 20 Free Spins Upon Sign-Up | 1-2 days |
Best alternatives to credit cards
Casinos in the US accept a wide range of other payment methods too. The best alternatives to credit cards include debit cards, PayPal, and Paysafecard. Compare these methods to credit cards using the table below.
| Payment method | Minimum deposit | Deposit time | Withdrawal time | Fees | Availability |
|---|---|---|---|---|---|
Credit cards | From $10 | Instant | 1 hour | Up to 3.5% | Widespread |
Debit cards | From $10 | Instant | 1 hour | Free | Widespread |
PayPal | From $10 | Instant | 1 hour | Free | Limited |
Paysafecard | From $10 | Instant | Not available | Up to 2% | Limited |
Similar banking options
Credit card casinos vs debit card casinos
As two of the most familiar and convenient casino payment methods, deciding between using a credit card or a debit card can be tricky. Luckily, most credit card casinos in the US also accept debit cards. Consider the differences between the two methods below:
| Credit card casinos | Not linked to your bank account so offer a little more anonymity | Widely accepted at US casinos | Offer robust fund protection measures | Typically have higher deposit and withdrawal limits | Can incur high processing and cash advance fees | Not available in all US states | Can lead to overspending |
|---|---|---|---|---|---|---|---|
| Debit card casinos | Available in all US states | Completely secure and familiar | No fees for withdrawals or deposits | Unable to overspend | Lower maximum deposit and withdrawal limits | Less recourse for unauthorized payments | Must be linked to your bank account |
| Credit card casinos | Debit card casinos |
|---|---|
| Not linked to your bank account so offer a little more anonymity | Available in all US states |
| Widely accepted at US casinos | Completely secure and familiar |
| Offer robust fund protection measures | No fees for withdrawals or deposits |
| Typically have higher deposit and withdrawal limits | Unable to overspend |
| Can incur high processing and cash advance fees | Lower maximum deposit and withdrawal limits |
| Not available in all US states | Less recourse for unauthorized payments |
| Can lead to overspending | Must be linked to your bank account |
Should you use credit cards at online casinos?
Yes, we recommend using credit cards at online casinos in the US. This is because they allow for convenient, safe, and quick transactions.
That said, using a credit card to gamble won't be right for everyone. Credit cards do come with higher fees than other casino payment methods. You must also remember to gamble reponsibly as credit cards can cause debt.
FAQs
Which casinos take credit cards?
Credit cards are accepted in the majority of online casinos and sportsbooks in the US. However, you cannot use credit cards to gamble in ennessee, Iowa, Massachusetts, New Hampshire, and Rhode Island.
Can you use credit cards at online casinos?
Yes, many of the best online casinos in the US allow credit card deposits and withdrawals. Check out our list of credit card casinos to find the perfect one for you. Do note, however, that some credit card issuers can restrict gambling payments.
What’s the best online casino that accepts credit card?
The best online casino that accepts credit card is dependent on what you want your gambling site to offer. That said, top sites will offer safe and quick payments, top games, user-friendly designs, and great bonuses. The best credit card casino at the moment is Hello Millions.
Is gambling on a credit card a cash advance?
Some credit card issuers deem gambling payments as cash advances. This is because you are essentially purchasing gambling credit, a cash alternative, rather than a normal product.
Are there limits on how much I can deposit at a casino with credit card?
The limits on deposits from credit cards are typically the highest around, so we don’t expect you’ll have any trouble depositing the amount you’d like to wager on any of the casinos recommended here on Casino.org. The minimum limit is generally of $10 or $20, while the max can even reach six figures.
Are there any fees involved in credit card casino deposits and withdrawals?
Most casinos don’t charge players any fees for processing online gambling credit card transactions. There are however some exceptions where clients must pay 2-3%. The fees are always listed clearly in the cashier.
Written by Adam Ryan
A writer and editor with a penchant for games and strategy, Adam Ryan has been with the Casino.org team for eight years now. Having written for and edited numerous iGaming brands in his career, he’s something of a content sage when it comes to our iGaming copy in the US and Canada.
